Privacy Policy
Effective Date 1/1/2026
Company: Luxstone Capital
1. Introduction Luxstone Capital (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and business information you provide to us. This Privacy Policy explains how we collect, use, share, and safeguard information obtained through our website and related communications in connection with business-purpose financing products, including merchant cash advances and other commercial funding options.This website is intended solely for business use. We do not offer consumer loans or personal credit products.
2. Information We Collect We may collect the following types of information when you visit our website, submit an application, or communicate with us: Business name, address, and ownership information. Personal identifiers of business owners or authorized representatives (such as name, phone number, and email address). Financial and banking information, including bank statements and transaction data. Tax information and government-issued identification where required for compliance. IP addrss, device information, and website usage data All information is collected for legitimate business purposes related to evaluating, underwriting, and servicing business-purpose financing.
3. How We Use Your Information
We use the information collected to: Evaluate eligibility for business-purpose funding products. Facilitate underwriting, verification, and risk assessment. Communicate with you regarding your application or inquiry. Comply with applicable federal, state, and regulatory requirements, including New York Department of Financial Services (NY DFS) and California laws. Improve our services, website functionality, and customer experience
4. Information Sharing & Disclosure
We may share your information with:Funding providers, syndicators, and financial institutions. Independent sales organizations (ISOs), brokers, and referral partners involved in your request. Third-party service providers performing services on our behalf (e.g., underwriting, data verification, compliance, analytics). Governmental or regulatory authorities when required by law. We do not sell personal information as defined under the California Consumer Privacy Act (CCPA). Information is shared only as necessary to provide services, comply with legal obligations, or protect our rights.
5. California Privacy Rights (CCPA)
California residents have the right to:
Request disclosure of the categories of personal information collected.Request deletion of personal information, subject to legal and regulatory exceptions.Request information about data sharing practicesTo submit a request, please contact us at:. Email: info@luxstonecapitalgroup.com. We will not discriminate against you for exercising your privacy rights.
6. SMS & Email Communications ConsentBy submitting your information through this website, you expressly consent to receive communications from [Company Name] via telephone calls, emails, and text messages, including those sent using automated technology, regarding your inquiry, application, or related business-purpose financial products.
Message and data rates may apply. Consent is not a condition of funding.You may opt out at any time by replying STOP to SMS messages or by following the unsubscribe instructions in email communications
7. Data Security
We maintain commercially reasonable administrative, technical, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure.
8. Business-Purpose Disclosure
All products and services offered by [Company Name] are for commercial or business purposes only. We do not offer consumer credit, personal loans, or residential mortgage products.
9. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies independently.
10. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised policy.
11. Contact Information
If you have questions regarding this Privacy Policy or our data practices, please contact:
Luxstone Capital Group
Email: info@luxstonecapitalgroup.com
Phone: 917-399-6808
